How much compensation will I get for a cycling accident?
Cycling accident compensation in the UK varies depending on the severity of your injuries, financial losses, and long-term impact. Compensation can range from a few thousand pounds to significantly higher amounts for serious injuries.
These figures are approximate and not a guarantee. If your claim is successful you may receive less or more.
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Injury Type Description Typical Compensation Range Minor Injuries Soft‑tissue damage, cuts, bruising, short recovery £1,800 – £7340 Fractures & Broken Bones Broken wrist, arm, hand, or similar fractures £5,000 – £25,000 Index Finger Fracture Fractured index finger with ongoing symptoms £7,780 – £10,440 Head & Brain Injuries Minor head injury to severe brain trauma £1,880 – £350,000+ Back & Spinal Injuries Moderate back injuries to life‑changing paralysis £38,000 – £493,000+ Psychological Injury (PTSD / Anxiety) Mild to severe psychological harm £4,820 – £100,000+ Knee Injuries (Minor–Moderate) Soft‑tissue damage, bruising, minor ligament issues £1,000 – £13,000 Knee Injuries (Serious) Torn ligaments, cartilage damage, long‑term instability £20,000 – £38,000+ Shoulder Injuries (Minor) Soft‑tissue injury, short‑term pain and restriction £2,500 – £32,750 Shoulder Injuries (Serious) Dislocation, fractures, long‑term movement restriction £12,000 – £48,000+
What you can claim for:
- Physical injuries
- Loss of earnings
- Bike damage and equipment
- Medical treatment and rehabilitation
- Pain and suffering
